Affordability Comparison

Compare estimated monthly mortgage payments across Denver ZIP codes using Census ACS median home values. Select up to 8 ZIP codes to compare side by side.

Down Payment20%

Interest Rate6.75%

Loan Term30 yr

Select ZIP Codes to Compare

80206802388021980247

Monthly Payment Comparison

80247

$1,915/mo36% of income

80219

$2,734/mo48% of income

80238

$5,005/mo33% of income

80206

$5,505/mo65% of income

Green = ≤30% of median household income (generally considered affordable). Amber = >30%.

Detailed Breakdown

ZIP	Home Value	Median Income	Monthly Payment	Income %	P&I	Tax	Insurance	Loan
80247	$318,400	$64,498	$1,915	35.6%	$1,652	$135	$127	$254,720
80219	$454,600	$68,415	$2,734	48.0%	$2,359	$193	$182	$363,680
80238	$832,200	$180,940	$5,005	33.2%	$4,318	$354	$333	$665,760
80206	$915,400	$101,594	$5,505	65.0%	$4,750	$389	$366	$732,320

Estimates use Census ACS 2020–2024 median home values, Colorado's average property tax rate (0.51%, Tax Foundation 2024), and scaled homeowners insurance. The 30% income threshold follows HUD guidelines. Actual costs vary by county, HOA, PMI, and individual credit. Consult a mortgage professional for personalized advice.